The 82nd Legislature, 1st Called Special Session, enacted House Bill 3 to address issues related to the operations of TWIA, create new timelines for claims handling, develop dispute resolution for accepted and denied claims, enable TWIA to fund certain losses resulting from a catastrophe, require TWIA to issue annual reports on specific subjects, and require TWIA to study certain issues with the Texas Department of Insurance (“TDI”) and the Legislature to address future legislative changes to TWIA.
- House Bill 3 (PDF) - the full text of the legislation.
- Summary - a section-by-section summary of the bill to help explain the changes
in the law.
- Proposed / Adopted Rules - House Bill 3 requires the adoption of many rules
to implement the new law. These rules are proposed and adopted by the TDI.
You may also hear these rules referred to as “TWIA’s Plan of Operation”.
Proposed and adopted rules related to HB 3 and TWIA may be found at:
- Policy Changes - a detailed summary of key changes to TWIA dwelling and
commercial policy forms, in an easy to understand format. New policy forms
approved for use may be found on the TWIA website by clicking here.
- Timelines for Handling Claims, and Processes for Disputing Claim Determination - an
illustrative chart of the key steps and deadlines after a claim is filed with TWIA. In
addition, the processes for the dispute of an accepted or denied claim and
related timelines for processing the claim are also illustrated to help you to
understand the new law as it relates to the claims process.
- Compensation - Under Tex. Ins. Code Section 2210.061, TWIA is required
to post on its website any compensation paid to a TWIA employee, independent
contractor, or vendor which exceeds $100,000.
- Alternative Eligibility Program Bulletin - An explanation of the new requirements
for qualifying for alternative eligibility for windstorm coverage.
- Alternative Eligibility Program FAQ - Questions and answers to help understand
- AEP Repeal by SB1702 - An explanation of the policyholder impact by SB1702,
including the repeal of the Alternative Eligibility Program.
- House Bill 3 Q & A - Questions and answers to help you understand House Bill 3.