Privacy & Legal
Protecting your privacy is important to us. We want you to understand what information we collect and how we use it. This notice sets forth our policy for the collection, use and security of your nonpublic personal financial information.
As a part of our business, we may collect "nonpublic personal information" about you in order to provide a financial product or service to you. This includes information we receive from you on applications or other forms, information about your transactions with us or others, and information we receive from a consumer reporting agency.
Information Sharing and Use
We do not disclose any nonpublic personal financial information about our customers or former customers to anyone, except as permitted by law.
Our Security Procedures
We restrict access to nonpublic personal financial information about you to those persons who need to know that information, to provide products or services to you and disclose such information only for legitimate business or legal reasons. We maintain physical, electronic, and procedural safeguards that comply with federal regulations and applicable state law to protect your nonpublic personal financial information.
This notice has been provided to you pursuant to the Gramm-Leach-Bliley Act and the rules of the Texas Department of Insurance, which require a financial institution, such as an insurer, to notify customers of its privacy practices and procedures on an annual basis. This notice is for your information only. No action on your part is required.
To the fullest extent permitted by law neither TWIA nor any of its directors, employees or agents will be liable for damages arising out of or in connection the use of this site, the information in it or the unavailability of the site or its content. This is a comprehensive limitation of liability that applies to all damages of any kind, including (without limitation) compensatory, direct, indirect or consequential damages, loss of data, income or profit, loss of or damage to property and third party claims, save that nothing shall exclude or restrict liability for death or personal injury resulting from the negligence of TWIA, its directors, employees or agents.
TWIA reserves the right at any time without notice to revise the contents of this site including these Conditions. Any changes to these Conditions will be posted on this site and by continuing to use this site following any such change you will signify that you agree to be bound by the revised Conditions.
Certain links, including hypertext links, in this site will lead you to web sites or pages that are not under the control of TWIA. Links are provided for convenience and inclusion of any link does not imply endorsements in any way of the site to which it links.
All software that is made available for downloading from the Web site ("Software") is protected by copyright and may be protected against other rights. The use of such software is governed by the terms of the software license agreement or designated "Legal Notice" accompanying such software ("License Agreement"). The downloading and use of such software is conditioned on your agreement to be bound by the terms of the License Agreement.
If you wish to reproduce or distribute information in the TWIA Web site for purposes other than non-commercial use, you must obtain the written permission of TWIA. To request such permission, send an e-mail to: email@example.com. Include your name, address, and a description of the purpose of your intended distribution and the information you would like to distribute.
Information about TWIA Web Sites
We collect personal information (for example, name, address, e-mail address) on our web site only when you voluntarily provide it to us. Only your domain is recognized when you visit our website; your individual e-mail address is not.
Information Sharing and Use
TWIA does not sell information about you to others. If you only browse our web site and do not supply any information, you will not receive unsolicited e-mail, telephone calls, or other marketing materials from TWIA as a result of your visit.
When you make changes to your account or request more information about our products we may forward information you supply to us to your Independent Insurance Agent. We do this so they can service your account or contact you with additional information about our products.
Browsers and Security
We use Secure Socket Layer (SSL) encryption technology. SSL protects information as it crosses the Internet. You can tell if you are visiting a secure area by looking at the padlock symbol at the bottom of your browser screen. If it is "locked," you have a secure session.
TWIA has security measures in place to protect the loss, misuse, and alteration of your personal information. Our servers are located in the United States of America and are designed to prevent unauthorized access.
Links to other sites
TWIA.org contains links to other web sites. These other web sites are not under TWIA's direct control, and they may collect information about you that TWIA does not. We are not responsible for the privacy practices or the content of linked web sites.
We will use reasonable efforts to make our site and its content available to users, however we do not warrant or represent that access to this site will be uninterrupted, reliable or fault free.
We reserve the right in our sole discretion to deny users access to our site or any part of it without notice and to decline to provide the service to any user that is in breach of these conditions.